Handy Wallet

Loan amount: Rs. 1,000 to Rs. 300,000
Minimum loan term: 95 days
Maximum loan term: 730 days
Maximum annual interest rate (APR): 25%
Service charge: 1% of the loan amount (additional 18% GST)

The loan amount is Rs. 10,000,
The annual interest rate is 18.25%
The term is 150 days.

Interest = Rs. 10,000 x 18.25%/365 days x 150 days = Rs. 750
Service charge = Rs. 100 (Rs. 10,000 x 1%)
GST = Rs. 18 （Rs. 100*18%）
The total repayment amount within 150 days = Rs. 10,868 (Rs. 10,000+ Rs. 750+ Rs. 100+ Rs. 18)
Monthly repayment= Rs. 2174 (10868/5)

You must be an Indian citizen.
You must be at least 18 years old.
You must have a stable source of income every month.

Transparency: It is an online loan product from an RBI-certified NBFC that guarantees transparency.
Instant Personal Loan: The loan amount is disbursed directly into your account within few minutes. Since the process is 100% online, you can withdraw money anytime, anywhere.
Efficient: We process your instant loan application quickly and quickly. No paperwork and no hassle because we put your needs first.
Security: Your data is safe with us. It is transmitted from the server over a secure HTTPS connection, and we do not share it with anyone other than the lender without your consent.

1. Download and install the Handy Wallet application.
2. Registered mobile number
3. Submit application
4. To be approved
5. Obtaining loans